The average UK mortgage rate has climbed to 5.50%, the highest level since August 2024, driven by inflationary pressures from the Iran war. Borrowers face annual cost increases exceeding £1,075 on typical loans.
UK mortgage rates have skyrocketed, with average five-year fixed deals hitting 5.54% and two-year fixes at 5.56% as the Iran conflict rattles financial markets, causing lenders to withdraw hundreds of deals.
The UK mortgage market has contracted by nearly a fifth since conflict erupted in Iran, with lenders withdrawing over 1,500 deals as swap rates surge and inflation fears mount.
Jinesh Vohra left his high-paying job at Goldman Sachs after paying off his £440,000 mortgage in just four years. He now runs Sprive, an app that helps homeowners overpay mortgages through cashback and better deals without lifestyle changes.
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Mortgage rates have increased from 4.78% to 5.20% since January despite the Bank of England maintaining its base rate at 3.75%. This article explains how swap rates, geopolitical tensions in Iran, and market volatility are driving up borrowing costs for h
Average two-year fixed mortgage rates have risen from 4.83% to 5.28% in weeks, adding nearly £800 to annual bills, as lenders pull deals amid economic turmoil from the Iran war and inflation fears.
Following the Bank of England's decision to maintain the base rate at 3.75%, property experts analyze whether homeowners should opt for two-year or five-year fixed mortgage deals amid ongoing economic uncertainty.
Average UK mortgage rates have exceeded 5% as lenders withdraw nearly 500 products in two days, marking the biggest upheaval since the 2022 mini-budget crisis.
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Nearly 500 residential mortgages have vanished from the market in 48 hours as swap rates spike and average fixed rates surge past 5%, creating the most rapid withdrawal since the Truss era.
Barclays has increased mortgage rates by 0.1% on select products, following other lenders amid fears of prolonged high interest rates due to Middle East conflict and oil price surges.
HSBC UK, Nationwide, and Coventry Building Society increase mortgage rates as Middle East tensions spike swap rates and reduce chances of Bank of England interest rate cuts.
HSBC and Coventry Building Society have increased fixed mortgage rates following Middle East tensions, with experts warning of further hikes and advising borrowers to secure deals now.
Mortgage approvals dropped to 60,000 in January, the lowest since 2024, as buyers remain cautious following pre-Budget speculation. Experts warn of fragile confidence despite some positive economic indicators.
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UK banks have passed interest rate hikes to mortgage holders but not to savings accounts, sparking criticism and calls for regulatory action.
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