FCA Mortgage Rule Change Could Revolutionize UK Lending
The Financial Conduct Authority has quietly introduced more flexible affordability assessments that could break the dominance of major lenders and open the market to fintech innovation.
Category : Mortgages
Tembo Mortgage Platform Raises £16m in Funding Round
Digital mortgage platform Tembo has secured over £15m in funding led by Gresham House Ventures, with backing from Starling Bank's largest shareholder, to expand its homeownership accessibility services.
UK Banks Fail to Pass Rate Hikes to Savers
UK banks have passed interest rate hikes to mortgage holders but not to savings accounts, sparking criticism and calls for regulatory action.
Secure the Best Remortgage Deal in 2026
With 1.8 million fixed-rate mortgages ending in 2026, learn how to navigate remortgaging, compare rates, avoid SVR pitfalls, and unlock cash for home improvements.
Mortgage Health Crises as RBA Raises Interest Rates
Australian mortgage holders report health issues and delayed family plans due to rising interest rates, with the RBA's hike marking a tough financial blow for borrowers.
RBA Rate Hike Squeezes Mortgage Holders
The Reserve Bank of Australia has raised interest rates, increasing financial pressure on homeowners with mortgages amid economic uncertainty.
Most Mortgage Repayments Unchanged Despite RBA Rate Cuts
Despite three RBA rate cuts last year, most major bank customers saw no automatic reduction in home loan repayments, leaving many vulnerable to Tuesday's anticipated rate hike.
Martin Lewis Warns Against Mortgage Overpayments
Money Saving Expert founder Martin Lewis explains why overpaying your mortgage might not be the best financial move for millions of UK homeowners.
ClearScore Buys Acre for Mortgage Market Push
Financial technology firm ClearScore announces acquisition of mortgage platform Acre as it diversifies revenue and prepares for a potential public listing in London.
London areas where mortgages take biggest salary chunk
A new study reveals the London boroughs where residents spend the highest share of income on mortgage repayments, with Kensington and Chelsea topping the list at 171.9%. Discover the full rankings and expert advice.
Weight loss drug spending may reduce mortgage offers
Mortgage brokers warn that regular spending on drugs like Wegovy and Mounjaro could reduce borrowing power by thousands. New research shows 1.6 million UK adults used them for weight loss.
Zero-deposit 'Rent to Own' mortgage launched for renters
Hanley Economic Building Society unveils a new 100% mortgage for first-time buyers. Find out how the Rent to Own scheme works, who qualifies, and the risks involved.
Simple 10-point checklist to sort your finances in January
Struggling to organise your money this January? This practical 10-point checklist and expert advice from Unbiased can help you tackle debt, pensions, and savings without feeling overwhelmed.
Brits £16k from financial security as savings struggle
New analysis shows UK adults need £40k for a safety net but average just £24k in savings. Experts urge stronger financial habits to close the gap.
HSBC first major UK lender to cut mortgage rates in 2026
HSBC slashes mortgage rates, igniting a potential price war among UK lenders. Good news for 1.8 million homeowners refinancing in 2026. Read the full analysis.
Joint mortgage abuse left me trapped for five years
Sarah Matthews shares her harrowing story of coercive control and joint mortgage abuse, a five-year legal battle to reclaim her home, and the warning signs banks must spot.
2026 Sees Surge in UK Financial Advice Seekers
More Britons are starting 2026 by seeking expert financial advice on pensions, mortgages, and savings. Discover how a free matching service can provide clarity and control over your finances this year.
Bank of England Rate Cut Paves Way for Cheaper Mortgages
The Bank of England has cut its base rate to 3.75%, the lowest since 2023. Experts predict mortgage rates could fall to 3% by late 2026. Discover what this means for your home loan.
Bank of England Rate Cut: Mortgage & Savings Impact
The Bank of England's latest interest rate cut to 3.75% affects millions. Discover what it means for your mortgage, savings, and the property market in 2024 and beyond.
FCA Proposes Mortgage Shake-Up for Variable Income Workers
The UK's financial watchdog is considering major mortgage reforms to help freelancers, gig workers, and first-time buyers. New rules could offer flexible payments and easier access to home loans.
Cash ISA limit cut could raise mortgage rates
Chancellor Rachel Reeves plans to slash cash ISA limits by 40%, potentially increasing mortgage rates and deterring savers. Learn how this budget move affects your finances.
Couple saves £15,600 for first home using Plum app
Discover how Olga Demi and her partner saved over £15,000 for a house deposit using the Plum app's Lifetime ISA and automated savings features. Start your own savings journey today.
Trump's 50-Year Mortgage Plan Risks Worsening Housing
Donald Trump proposes 50-year mortgages to address US housing affordability, but experts warn it could double interest payments and deepen inequality. Analysis of this controversial plan.
Hidden costs of shared ownership revealed
Mortgage expert Sam Fox explains the pros, cons and hidden expenses of shared ownership schemes. Essential reading for UK first-time buyers considering this route.
Nationwide lost £70k for 10 days - £200 compensation
A disabled couple suffered 'untold stress' after Nationwide misplaced £70,000 mortgage payment for 10 days. The building society's £200 compensation offer described as 'ridiculous'.
Bank removes credit markers after son's death ordeal
Metro Bank agrees to remove late payment markers from a grieving couple's credit file after learning about their son's tragic death. Discover how speaking to your bank early can help.
Credit Score Check Frequency - UK Guide
Discover how often you should check your credit score and why millions of Brits risk financial rejection by neglecting this crucial financial health indicator.
Bank of England Holds Interest Rates at 4%
The Bank of England holds interest rates at 4%, impacting mortgages, savings, and loans. Discover what this means for your finances and the housing market.
Westpac sees 50% loan surge after housing scheme expansion
Westpac reports unprecedented 50% jump in loan applications following Labor's expanded housing deposit scheme, creating both opportunities and affordability concerns in Australia's property market.
Australian Banks' Hardship Support Failures Exposed
A shocking investigation reveals Australian banks are failing mortgage holders in financial distress, with complaints of dismissive treatment and inadequate support systems.
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