More than one million elderly Britons could be missing out on crucial financial support worth thousands of pounds each year, according to recent analysis of government data.
The Hidden Benefit Worth Millions
Attendance Allowance, a weekly payment designed to help older people with severe disabilities cover care costs, remains one of the most underclaimed benefits in the UK welfare system. With payments reaching up to £101.75 per week, eligible claimants could receive over £4,800 annually to assist with daily living expenses.
Who Qualifies for This Support?
The benefit targets individuals over state pension age who require substantial care due to physical or mental disabilities. Unlike some benefits, Attendance Allowance isn't means-tested, meaning your income and savings won't affect your eligibility. Furthermore, successful claims don't impact other benefits you might receive – in many cases, they can actually increase your overall entitlement.
Key Eligibility Factors Include:
- Being over state pension age (currently 66+)
- Having a physical or mental disability requiring care
- Needing help with personal care or supervision
- Having needed this support for at least six months
Breaking Down the Financial Support
The benefit operates on two payment tiers based on the level of care required:
Lower Rate: £68.10 weekly
For those needing help during the day OR night
Higher Rate: £101.75 weekly
For those requiring assistance both day AND night, or those deemed terminally ill
Why Are So Many Missing Out?
Experts suggest several reasons for the low claim rate, including lack of awareness about the benefit's existence, confusion about eligibility criteria, and the misconception that having savings or other income disqualifies applicants. Many potential claimants also assume they're 'not disabled enough' to qualify.
How to Claim What You're Owed
The application process involves completing a detailed form available through the Department for Work and Pensions website or by phone. While the process requires thorough documentation of your care needs, numerous charitable organisations offer free assistance to help applicants navigate the system.
The bottom line: If you or someone you know is over state pension age and requires regular care, investigating Attendance Allowance could unlock essential financial support that significantly improves quality of life.
