Revolut is dramatically expanding its services for UK companies through a major new alliance with global payments leader Visa. The fintech giant's business division is preparing to roll out a high-end corporate card named Titan in early 2026, marking a significant step in its quest to build a comprehensive 'super app' for enterprises.
Strategic Push into Business Banking
James Gibson, General Manager of Revolut Business, explained the rationale to City AM, stating that the concept of a super app is even more compelling for businesses due to the multitude of tools they operate simultaneously. Business growth is a central pillar of Revolut's strategy, expanding faster than its core consumer product and remaining a top priority for the company's leadership, including founder Nik Storonsky.
This move follows Revolut's announcement in September of a massive £3bn investment into the UK market as part of a worldwide campaign. Gibson confirmed that a full third of this capital, equating to £1bn, is specifically allocated to bolster its business offerings.
Challenger Banks Dominate SME Lending
The landscape for small business finance has been transformed by digital challenger banks. Where the four largest traditional banks commanded 90% of lending in 2019, newer entrants now account for a dominant 60% share. Revolut is firmly positioned within this shift, claiming to serve two-thirds of the UK's top 50 artificial intelligence companies.
Gibson praised the UK's "strong entrepreneurial mindset", describing the domestic market as dynamic and exciting. This environment, he said, directly encourages such substantial investments. The figures support the momentum: Revolut Business achieved $1bn in annualised revenue over the past year, processing over four million payments monthly. Its active business user base has surged past 250,000, fueled by an influx of approximately 20,000 new companies every month.
Titan Card to Rival Industry Heavyweights
The launch of the Titan card will see Revolut directly compete with established premium providers like American Express and Signify. Gibson believes Revolut is "well in the market", targeting the premium segment but anticipating strong demand from modern, scaling businesses.
Lucy Demery, Visa Europe's Head of Commercial Solutions, said the partnership aims to "bring together the best of our global scale". Gibson highlighted a key advantage, noting that Visa's payment acceptance network is superior to some market alternatives, ensuring broader usability for business clients at merchants worldwide.
This strategic tie-up signifies Revolut's intensified challenge to traditional banking incumbents, leveraging Visa's infrastructure to supercharge its all-in-one financial platform for the UK's next generation of start-ups and scale-ups.
