Guardian Readers Share Their Greatest Life Lessons
From embracing failure to the power of kindness, Guardian readers reveal the profound wisdom that has shaped their lives. Discover the universal truths that truly matter.
Category : Search result: personal savings
Why you must switch your old savings account now
Millions of UK savers are missing out on better interest rates due to inertia. Finance experts reveal why switching is easy and crucial to beat inflation.
Personal Shoppers' 17 Rules for Perfect Gift-Giving
Struggling to find the perfect present? Top UK personal shoppers share their 17 essential rules for stress-free, memorable gift-giving this festive season. Learn their secrets now!
What Britons Would Write in a Final Letter
A poignant new project reveals the profound and personal messages people would leave in a 'very last letter'. Discover the common themes of love, regret, and hope.
Cyclist sues Lime after e-bike accident breaks leg
William Radford, 27, is taking legal action against Lime after a rented e-bike skidded, causing life-changing injuries. He claims the 35kg frame is a design flaw.
Switch Your Cash ISA for a Better Rate: A 2025 Guide
Don't let your savings languish. Our step-by-step guide explains how to transfer your Cash ISA to a higher-paying account without losing its tax-free status. Act now to boost your interest.
Pension lesson: Why I ditched my IFA and grew my pot by £60k
A 70-year-old retiree from Belfast reveals how taking control of his pension after the 2022 mini-Budget helped him grow his savings from £185,000 to £245,000. Discover his key lessons on diversification and avoiding traditional investment pitfalls.
The Greatest Life Lessons Shared by Readers
Discover the profound and practical life lessons readers have learned, from navigating uncertainty to everyday wisdom. Share your own insights and join the conversation.
Martin Lewis: 'Perverse' ISA limit cut to £12,000
Money expert Martin Lewis reacts to the 2027 cash ISA limit cut to £12,000, securing a key win for over-65s. Discover the full Budget impact on your savings.
How a film quote gave me strength to leave my marriage
A woman shares how a single line from Thelma & Louise gave her the courage to escape a controlling marriage after 15 years. Discover how cultural moments can spark profound personal change.
Couple save £100k building polystyrene block home
Hannah and Charlie Bird are building their own £190,000 home in Somerset using polystyrene ICF blocks, saving £100,000 and doing 80% of the work themselves. Discover their inspiring self-build journey.
Salary sacrifice cap hits ordinary earners hardest
New research shows the £2,000 salary sacrifice cap will disproportionately impact basic and higher rate taxpayers, reducing take-home pay and potentially skewing pension savings. Discover how to protect your finances.
NHS blood cancer care move saves £700k, angers patients
King's College Hospital NHS plans to relocate haematology care from Orpington to Camberwell, saving £700k annually while patients fear longer journeys and isolation from families.
Rachel Reeves' Budget Faces Backlash Over Tax and Welfare
Rachel Reeves' debut budget as Chancellor triggers fierce debate with personal tax allowance freezes and the retained two-child limit. Critics argue the measures disproportionately impact lower earners.
Psychology of Vinted Wishlists: Our Hidden Desires
Explore how Vinted wishlists reveal our anxieties, ambitions and alter egos. Seven writers share what their saved items say about their secret selves and fashion psychology.
Budget 2025: How Rachel Reeves' Plans Affect Your Finances
Chancellor Rachel Reeves' first Budget extends income tax freezes until 2031, introduces new property taxes and shakes up pensions. Discover how these changes impact your wallet.
New £2,000 Pension Cap: A 'Tax Penalty' on Savers
Rachel Reeves' Budget introduces a £2,000 salary sacrifice cap for pensions, criticised as a 'tax penalty'. Learn how this change impacts your retirement savings from April 2029.
Tax Threshold Freeze Extended: Calculate Your Bill
Chancellor Rachel Reeves extends the tax threshold freeze until 2031. Use our calculator to see how much more tax you will pay as your salary increases.
Amazon Black Friday: 5 Essential Household Deals
Amazon slashes prices on everyday essentials including toilet roll, drinks and cleaning products. Save over £30 on these Black Friday bargains before they're gone.
Boudoir Photography: Transforming Women's Self-Image
Discover how boudoir photography empowers women, fostering confidence and life-changing transformations through intimate portraiture. Explore their inspiring stories.
Budget 2025: Winners and Losers Revealed
Chancellor Rachel Reeves unveils her 2025 Budget. Discover how tax thresholds, the minimum wage, and benefit changes impact your finances. Listen to the Sky News Daily podcast for expert analysis.
Maximise Your Tesco Clubcard This Christmas
Discover five essential tips to boost your Tesco Clubcard points and save money this festive season. Learn how to get the most from your loyalty scheme for a budget-friendly Christmas.
Budget 2025: How Your Finances Are Affected
Chancellor Rachel Reeves has unveiled the 2025 Budget. Discover how her announcements on Wednesday 26 November impact your personal finances with our interactive calculator.
Budget 2025: Higher Taxes on Pensions, Isas and Savings
Chancellor Rachel Reeves's budget unveils a tax shake-up affecting cash Isas, pensions, and investment income. Discover how the changes could impact your finances from 2026.
Rachel Reeves' Budget: £26bn Tax Rise Explained
Chancellor Rachel Reeves' second Budget introduces £26bn in tax rises. Use our guide to understand how the new fiscal measures will impact your personal finances.
Cash ISA limit cut to £12,000 for younger savers
Chancellor Rachel Reeves announces Cash ISA reduction to £12,000 from April 2027 while increasing savings tax rates. Discover how this impacts your financial future.
Salary Sacrifice Pension Cap: £2,000 Limit from 2029
Chancellor Rachel Reeves caps salary sacrifice pension contributions at £2,000 annually from 2029, affecting high earners and raising £4.7bn. Discover the impact on retirement savings.
Cash ISA limit slashed from £20,000 to £12,000
Chancellor Rachel Reeves cuts tax-free cash ISA allowance by £8,000 in budget move. Over-65s exempt from changes affecting millions of savers. Find out how this impacts your money.
Pensioners Dodge Cash ISA Cut in Budget Shakeup
Chancellor Rachel Reeves confirms cash ISA ceiling will drop from £20,000 to £12,000 in 2027, but over-65s retain full allowance. Industry experts react to major savings policy change.
Cash ISA limit slashed by £8,000 for under-65s
Chancellor Rachel Reeves cuts the tax-free Cash ISA allowance from £20,000 to £12,000 for those under 65. Discover how this budget move impacts your savings and the economy.
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