An HPI vehicle history check is a crucial step for anyone buying a used car, as it can uncover hidden problems such as outstanding finance, previous theft, write-offs, and mileage fraud. According to HPI, a leading vehicle history check provider, one in every three cars checked has some form of hidden history, making this check essential for protecting buyers from financial loss and safety risks.
What an HPI Check Reveals
The HPI check provides a comprehensive report on a vehicle's background. It checks the car's registration number against several databases to see if it has been stolen, written off by an insurance company, or has outstanding finance. It also verifies the vehicle's mileage history to detect odometer tampering. Additionally, the check can confirm the car's number plate changes, colour changes, and whether it has been imported or scrapped.
Why It Matters
Buying a car with outstanding finance means the finance company still owns the vehicle and could repossess it, leaving the buyer out of pocket. A stolen car could be seized by the police. A written-off car may have structural damage that makes it unsafe or uninsurable. Mileage fraud can artificially inflate the car's value. An HPI check costs around £20, which is a small price compared to the potential losses.
How to Perform an HPI Check
To get an HPI check, you need the vehicle's registration number. You can purchase a check online from HPI or other providers like the AA or RAC. The check is instant and provides a detailed report. It is advisable to perform the check before viewing the car or making any payment.
Additional Checks
Besides an HPI check, buyers should also consider a vehicle history check from the DVLA, which provides information on the car's tax and MOT status, and a background check on the seller. A test drive and a professional inspection are also recommended.
