Guardian Readers Share Their Greatest Life Lessons
From embracing failure to the power of kindness, Guardian readers reveal the profound wisdom that has shaped their lives. Discover the universal truths that truly matter.
Category : Search result: selfinvested personal pension
Why you must switch your old savings account now
Millions of UK savers are missing out on better interest rates due to inertia. Finance experts reveal why switching is easy and crucial to beat inflation.
Pension Error Forces Retiree to Repay £25,000
A retired UK civil servant must repay over £25,000 after a pension scheme miscalculation. Discover the implications for public sector retirees and how to check your pension.
Personal Shoppers' 17 Rules for Perfect Gift-Giving
Struggling to find the perfect present? Top UK personal shoppers share their 17 essential rules for stress-free, memorable gift-giving this festive season. Learn their secrets now!
What Britons Would Write in a Final Letter
A poignant new project reveals the profound and personal messages people would leave in a 'very last letter'. Discover the common themes of love, regret, and hope.
Budget changes to hit millions using salary sacrifice
New HMRC figures reveal over 3 million pension savers will be impacted by salary sacrifice reforms. Discover how the £2,000 cap from 2029 affects your retirement savings.
New £2,000 salary sacrifice cap explained for UK pensions
Chancellor Rachel Reeves's budget introduces a £2,000 cap on salary sacrifice pension tax relief from 2029. Experts explain who is affected and the steps you should take now to protect your retirement savings.
UK Pensioners' Guide to Benefits, Discounts & Freebies
From state pension to free prescriptions and travel discounts, discover the comprehensive list of financial help and perks available for seniors across the UK. Start saving today.
Cyclist sues Lime after e-bike accident breaks leg
William Radford, 27, is taking legal action against Lime after a rented e-bike skidded, causing life-changing injuries. He claims the 35kg frame is a design flaw.
Essential UK discounts and benefits for pensioners
Discover the comprehensive guide to government benefits, travel discounts, healthcare savings, and retail perks available to UK pensioners. Start claiming what you're entitled to today.
Salary sacrifice pension cap: What you must do now
A new £2,000 limit on salary sacrifice pension tax perks is coming in 2029. Experts explain who is affected and the crucial steps to take now to protect your retirement savings.
Gender pension gap grows to 32%, report finds
The gender pension gap has widened to 32%. Scottish Widows expert Jill Henderson asks if a new, digitally-native generation of women can close it through better tools and support. Discover the data.
Switch Your Cash ISA for a Better Rate: A 2025 Guide
Don't let your savings languish. Our step-by-step guide explains how to transfer your Cash ISA to a higher-paying account without losing its tax-free status. Act now to boost your interest.
Labour's Pension Tax & Investment Mandate Sparks Outcry
Labour faces backlash over a £5bn tax raid on salary sacrifice pensions and new powers to mandate fund investments, with critics warning of a 'war on savers'. Read the full analysis.
Pension lesson: Why I ditched my IFA and grew my pot by £60k
A 70-year-old retiree from Belfast reveals how taking control of his pension after the 2022 mini-Budget helped him grow his savings from £185,000 to £245,000. Discover his key lessons on diversification and avoiding traditional investment pitfalls.
The Greatest Life Lessons Shared by Readers
Discover the profound and practical life lessons readers have learned, from navigating uncertainty to everyday wisdom. Share your own insights and join the conversation.
How a film quote gave me strength to leave my marriage
A woman shares how a single line from Thelma & Louise gave her the courage to escape a controlling marriage after 15 years. Discover how cultural moments can spark profound personal change.
State Pension Tax Exemption Creates Two-Tier System
Chancellor Rachel Reeves confirms state pension-only recipients won't pay tax this parliament, but experts warn of fairness issues for other retirees. Learn the implications.
Reeves rushes pension tax raid into law
Chancellor Rachel Reeves accelerates salary sacrifice legislation to reassure markets about tax increases. Learn how this affects your pension contributions.
Salary sacrifice cap hits ordinary earners hardest
New research shows the £2,000 salary sacrifice cap will disproportionately impact basic and higher rate taxpayers, reducing take-home pay and potentially skewing pension savings. Discover how to protect your finances.
Rachel Reeves' Budget Faces Backlash Over Tax and Welfare
Rachel Reeves' debut budget as Chancellor triggers fierce debate with personal tax allowance freezes and the retained two-child limit. Critics argue the measures disproportionately impact lower earners.
Psychology of Vinted Wishlists: Our Hidden Desires
Explore how Vinted wishlists reveal our anxieties, ambitions and alter egos. Seven writers share what their saved items say about their secret selves and fashion psychology.
Budget 2025: How Rachel Reeves' Plans Affect Your Finances
Chancellor Rachel Reeves' first Budget extends income tax freezes until 2031, introduces new property taxes and shakes up pensions. Discover how these changes impact your wallet.
New £2,000 Pension Cap: A 'Tax Penalty' on Savers
Rachel Reeves' Budget introduces a £2,000 salary sacrifice cap for pensions, criticised as a 'tax penalty'. Learn how this change impacts your retirement savings from April 2029.
State Pension to increase by over £550 from April
UK state pension set for £550+ annual rise under triple lock, bringing pensioners closer to income tax threshold. Discover the financial implications.
Tax Threshold Freeze Extended: Calculate Your Bill
Chancellor Rachel Reeves extends the tax threshold freeze until 2031. Use our calculator to see how much more tax you will pay as your salary increases.
Boudoir Photography: Transforming Women's Self-Image
Discover how boudoir photography empowers women, fostering confidence and life-changing transformations through intimate portraiture. Explore their inspiring stories.
Britons React to Budget 2025 Amid Cost of Living Crisis
From childcare worries to pension changes, discover how Budget 2025 impacts real families across Britain. Read their stories and see where you stand.
Budget 2025: Winners and Losers Revealed
Chancellor Rachel Reeves unveils her 2025 Budget. Discover how tax thresholds, the minimum wage, and benefit changes impact your finances. Listen to the Sky News Daily podcast for expert analysis.
Budget 2025: Tax and NI Changes Explained
Analysis of how Chancellor Rachel Reeves's tax, NI and benefit measures impact single people, couples, families and pensioners across England, Wales and Northern Ireland.
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